Auto Comprehensive Coverage

What is Comprehensive Coverage? Basically it is things you can't control that happens to your auto.
Comprehensive Coverage:
-Pays for accidental loss or damage to your insured vehicle from most causes except collision or upset (flipping the vehicle over)
-Provides up to $20 per day ($600 total on most policies) for transportation expenses if your vehicle is stolen. (On most policies)
Comprehensive Coverage Covers the following Perils:
Theft
Fire
Vandalism
Collision with Animals
Falling Objects
Glass Breakage
Flood
Hail
Windstorm

Auto Insurance--Liability

A lot of people really do not understand there auto insurance policy. Liability coverage is just one part of many that are in a policy. The liability portion of an auto insurance policy provides payment for covered damages, up to the limits contained in the policy, if you are legally responsible for injury to or the death of others, or if you cause damage to their porpoerty in a auto accident. Also it protects household members while driving vehicles authorized in the policy. It protects others driving your vehicle with your permission and it protects you when you use most types of trailers with your vehicle. Damages arising out of the following covered losses and covered expenses are possibly included: Bodily Injury, Other Property Damage, First Aid Expenses, Court Costs, Damage to others Vehicles. Auto insurance is something a person needs to understand. That is why having an agent is key, due to the fact that the agent can make sure you are properly covered and explain to you why you need the coverage.